Medicare Advisory & Insurance
Our flagship service: navigating the maze of Medicare for NC seniors. From Part A/B basics to Advantage plans, Medigap, and drug coverage — we make it simple and stress-free. Our Chairman wrote the bestselling book “Avoid the Traps within Medicare” (2018). Our Senior Broker is a retired RN/BSN. Hundreds of NC families helped, thousands of problems solved.
2026 Updates in NC
Part B premium: $202.90/month. $2,100 annual drug out-of-pocket cap remains. Advantage plans adjusting networks/premiums. Rural NC: mail-order often essential. We compare carriers to protect your access and savings.
Full 2026 Article →Common Traps & How We Dodge Them
IRMAA surcharges, disappearing doctor networks, Part D formulary mismatches, late-enrollment penalties — these are the silent killers. We review your situation annually, appeal where possible, and switch plans during enrollment windows to avoid thousands in costs.
Read Full Traps Guide →Personalized Review – No Cost, No Pressure
We analyze your doctors, prescriptions, income, lifestyle, and goals. Recommend the best fit: Original + Medigap for flexibility or Advantage for extras (with full network transparency). Phone or in-person — zero obligation.
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We make Medicare work for you — not against you.